QUALIFICATIONS

Ronald L. Ensz, ARA

State Certified General Appraiser

Member of

Mr. Ensz holds a Broker Associate real estate license in several states and is also a State Certified General Appraiser. Ensz is an owner of Dakota Appraisals, LLC that provides professional consulting and appraisal services on appraisal problems and projects. Additionally, Ensz has placed his real estate licenses with the brokerage firm Clark & Associates Land Brokers, LLC and is active in listing and selling recreational, rural residential, farm and ranch real estate. Ensz has been licensed in real estate sales since March 2002 and has been a licensed real estate appraiser since October 2002.

Prior to becoming active in the appraisal and real estate business, Ensz committed over 20 years of service to the Farm Credit System. Ensz was employed as a Loan Officer in Minnesota and Colorado from 1980 to 1985. From 1985 to 1990, Ensz was involved in the “adverse” aspects of lending and gained valuable legal knowledge in the servicing of large non-performing loans. Ensz was a management leader from 1990 to 2002 managing branch offices in Belle Fourche, SD and Rapid City, SD before making a career change into the real estate sales and appraisal profession.

Ensz grew up on a diversified family farm in southeast South Dakota near the rural town of Marion. He attended South Dakota State University and graduated in December 1979 with a Bachelor of Science degree in General Agriculture.

Ensz provides a full range of real estate appraisal, brokerage, and consulting services. Mr. Ensz is experienced in performing appraisals involving farm and ranch real estate, transitional and recreational properties. Mr. Ensz has completed “before” and “after” appraisals for determining the non-cash donation for conservation easements. Ensz has testified in Circuit and Federal Courts.

Ensz received his Accredited Rural Appraiser designation from the American Society of Farm Managers and Rural Appraisers (ASFMRA) in October 2008. Ensz was the President of the South Dakota Chapter of the ASFMRA in years 2013 and 2014.

Professional Training:
• Uniform Agricultural Appraisal Report (UAAR) April 2002
• Appraisal Principles (AI-110) August 2002
• Appraisal Procedures (AI-120) August 2002
• Uniform Standards of Professional Appraisal Practice (USPAP) September 2002
• Principles of Rural Appraisal (A-20) May 2003
• ASFMRA Code of Ethics (A-12 Part I) October 2003
• Appraising Rural Residential Properties (RUR-RES) January 2004
• Eminent Domain (A-25) April 2004
• Highest and Best Use (A-29) April 2004
• Appraisal Report Writing (ALL215) September 2005
• Appraising Ag Land in Transition (AGTRANS) September 2005
• Modern Real Estate Practices March 2002
• Broker Courses 101, 102 & 103 August 2003
• Responsible Broker Course November 2006
• Numerous Real Estate Continuing Education Courses
• Income Capitalization - Unleveraged (A-27) August 2006
• Advanced Rural Appraisal (A-30) June 2006
• Uniform Standards of Professional Appraisal Practice - Update January 2007
• Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) August 2007
• Valuation of Conservation Easements October 2007
• Advanced Approaches to Value for Rural Appraisal (A-300) October 2008
• Valuation of Conservation Easements and Other Partial Interests in Real Property October 2009
• Uniform Standards of Professional Appraisal Practice – Update January 2010
• Appraising Natural Resources January 2012
• Uniform Standards of Professional Appraisal Practice – Update January 2012
• Income Approach Seminar “4-Hour Version” January 2013
• The Valuation of Intangibles and Non-Financial Assets January 2013
• Uniform Standards of Professional Appraisal Practice – Update January 2014
• Farmland Drainage and Drain Tile Seminar January 2014
• IRS Seminar – Donated Real Estate and Conservation Easements September 2014
• Cost Estimating Seminar January 2015
• Cost Approach Applications January 2015
• Uniform Standards of Professional Appraisal Practice – Update January 2016
• Appraising Rural Residential Properties January 2017
• Drone Technology and Its Impact on the Appraisal Industry January 2017
• Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) October 2017
• Uniform Standards of Professional Appraisal Practice – Update January 2018
• Guided Peer-Discussion of AgWare Reports May 2018
• Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) October 2018

Licenses, Activities and Organizations:
• Accredited Rural Appraiser (ARA), American Society of Farm Managers and Rural Appraisers (ASFMRA)
October 2008
• Past President, SD Chapter of ASFMRA
• SD State Certified General Appraiser, License # 839CG
• SD Broker, License # 11744
• WY State Certified General Appraiser, License #897
• WY Real Estate Broker, License # 4511
• MT Real Estate Broker, License # 14570
• NE Real Estate Broker, License # 20080455

Donald D. Zacher, State Certified General Appraiser

Member of

Mr. Zacher has been a South Dakota State Licensed Appraiser since May of 2017. Zacher is an owner of Dakota Appraisals, LLC and provides professional consulting and appraisal services in South Dakota, Wyoming and Montana.

Prior to becoming active in the appraisal business, Zacher was a licensed real estate abstractor who owned and operated several title insurance offices for almost 20 years. Zacher owned and operated title insurance offices in Lawrence County, Butte County, Harding County and Yankton County in South Dakota from 2000 to 2016. Zacher managed 25 to 30 employees on a day-to-day basis and worked with several realtors, lenders, attorneys, AMCs and private individuals daily.

Zacher grew up in Sturgis, South Dakota and graduated high school in 1992. Zacher then attended the South Dakota School of Mines and Technology from 1992 to 1997. Zacher entered the title insurance business in 1998. After selling the title insurance business in 2015, Zacher finished his degree at Black Hills State University and graduated with a Bachelor of General Studies in December of 2016.

Zacher provides a full range of real estate appraisal and consulting services. Mr. Zacher is experienced in performing appraisals involving farm and ranch real estate, transitional and recreational properties.

Professional Training Courses:

Basic Appraisal Principles (December 2016)
Basic Appraisal Procedures (February 2017)
15-Hour USPAP (March 2017)
State-Registered Appraisers (February 2017)
Business Practices and Ethics (October 2017)
General Appraiser Income Approach Part 1 (December 2017)
General Appraiser Income Approach Part 2 (April 2018)
2018/2019 USPAP Update (January 2018)
Real Estate Finances, Statistics and Valuation Modeling (June 2018)
General Appraiser Sales Comparison Approach (August 2018)
General Appraiser Site Valuation and Cost Approach (September 2018)
General Appraiser Market Analysis and Highest & Best Use (March 2019)
Eminent Domain A-250 (April 2019)
General Appraiser Report Writing and Case Studies (May 2019)
Residential Site Valuation and Cost Approach (August 2019)
Best in Business Ethics (September 2019)
2020/2021 USPAP Updated (January 2020)

Licenses and Organizations:

South Dakota State Certified General Appraiser
Member of the American Society of Farm Managers and Rural Appraisers (ASFMRA)